> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://docs.mitu.ai/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://docs.mitu.ai/_mcp/server.

# Mitu Documentation

# Mitu Documentation

Mitu gives businesses the infrastructure to serve both humans and AI agents. Bring your existing products, services and APIs to AI agents, accept agent payments, and settle funds to your bank account or onchain address.

Mitu also provides Agent Wallets, which let you give your customers wallets their AI agents can spend from, with configurable spending limits and approval controls. These wallets can be funded with stablecoins or local bank transfers in NGN (bank transfer), USD (ACH, FedNow, Wire), EUR (SEPA), GBP (Faster Payments), MXN (SPEI), BRL (Pix), and COP (Bre-B and bank transfer).

Beyond Agent Wallets and agent payments, you can create payment links, invoices, subscriptions, and other payment experiences for humans and AI agents through Mitu’s APIs.

[Get started](/guides/quick-start/get-set-up-with-mitu)

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[API Reference](/api-reference/authentication)

## What you can build with Mitu

[View all guides](/guides/use-cases/agent-channels)

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### Bring your product to AI agents

Make your existing products, services and APIs available to AI agents through MCP, while keeping your existing authentication and customer accounts.

[Explore MCP →](/platform/mcp/overview)

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### Accept payments from agents

Let AI agents pay for API calls, purchases, bookings, and other services using x402 and MPP, with funds settled to your bank account or stablecoin wallet.

[Explore agent payments →](/platform/payments/overview)

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### Give your customers Agent Wallets

Issue wallets your customers' AI agents can spend from, with configurable spending limits, approval controls, and a record of every payment they make.

[Explore Agent Wallets →](/platform/agent-wallets/overview)

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### Accept payments from humans and agents

Create payment links, invoices, and subscriptions that work across human and agent payment flows, with cards and stablecoins accepted side by side.

[Explore payments →](/guides/integration-guides/create-payment-experiences)

## Your customers. Their accounts. A new channel.

Existing customers can connect through OAuth and use the accounts they already have to access your services from AI clients such as ChatGPT, Claude, Claude Code, Cursor, Windsurf, and other MCP compatible clients.

![ChatGPT](/_fern-files/_img/5f3734e0d25cd8db7e18fbc5469a6372ab44639e2a5066228f0c8d7508b0e3b8.webp)![Claude](/_fern-files/_img/0df8c8bc2efc46b6b6c1310a813c99d8028a94cc90f96c28e4ac7ed8294da09b.webp)![Cursor](/_fern-files/_img/660a000f7e3f60c2617a179efe9a2871cd9f9661a9071bd79c6e2ccd5e9f8e54.webp)![](/_fern-files/_img/43320e951ab9e8322344b2409aee01e2e026d37b1962287f68d3592e72df1494.webp)![Windsurf](/_fern-files/_img/5f28ff9f42854d0e9688bfe415f79827e9829d986fe6ae778b8fba9cb793639b.webp)…

## Start building

[View all tutorials](/guides/quick-start/get-set-up-with-mitu)

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1

### Accept agent payment

Get started with x402 and MPP payments.

[Follow the guide →](/guides/quick-start/accept-your-first-payment)

2

### Create an Agent Wallet

Issue a wallet, fund it, and set spending controls.

[Follow the guide →](/guides/quick-start/issue-your-first-wallet)

3

### Bring your API to MCP

Expose your existing API to AI agents using MCP.

[Follow the guide →](/platform/mcp/overview)